How To Access Your Credit Report ?

By admin at 27 November, 2009, 2:31 am

You can now access your Credit Information Report (CIR) directly from CIBIL. As you may be aware, your CIBIL CIR is a factual record of your credit payment history compiled from information received from credit grantors. The purpose is to help credit grantors make informed lending decisions – quickly and objectively, and enable faster processing of your credit applications to help provide you speedier access to credit at better terms.

You can request for a copy of your CIBIL CIR in three quick steps through Email, Mail, Telephone or Fax:

Email

Email: myreport@cibil.com

  • 1. Email the CIR Request Form duly filled in
  • 2. Mail self attested hardcopies of your latest Identity Proof1and      Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium      Business Park, Navi Mumbai- 400710
  • 3. Once CIBIL receives the documents and Fees3, your request will be      processed and copy of your CIR will be dispatched to you.

Email

Letter: Address*

  • 1. Write to CIBIL with the CIR Request Form duly filled in
  • 2. Also mail self attested hardcopies of your Identity Proof1 and lastest     Address Proof2 documents and Fees3 to P.O.BOX 17, Millennium     Business Park, Navi Mumbai- 400710
  • 3. Once CIBIL receives the documents and Fees3, your request will be      processed and copy of your CIR will be dispatched to you.

Email

Telephone: 022-61404300

  • 1. Fax CIBIL the CIR Request Form duly filled in
  • 2. Mail duly filled in CIR request form and self attested hardcopies of      your Identity Proof1 and latest Address Proof2 documents and Fees3      to P.O. BOX 17, Millennium Business Park, Navi Mumbai – 400710
  • 3. Once CIBIL receives the documents and Fees3, your request will be      processed and a copy of your CIR will be dispatched to you.

Email

Fax: 022-40789007

  • 1. Fax CIBIL the CIR Request Form duly filled in
  • 2. Mail self attested hardcopies of your Identity Proof1 and latest      Address Proof2 documents and Fees3 to P.O.Box 17, Millennium      Business Park, Navi Mumbai 400710
  • 3. Once CIBIL receives the documents and Fees3, your request will be      processed and a copy of your CIR will be dispatched to you.

1. Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of      these Identity Proofs)

2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self      attested hard copy of any one of these Address Proofs)

3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery      charge) , in favour of Credit Information Bureau (India) Limited payable at Mumbai
     Please note that the fee once paid is non-refundable.

Download Request Form

CIBIL has no authorised agents. Please do not contact anyone other than CIBIL in order to gain access to a copy of your Credit Information Report.

Your CIBIL CIR will be presented to you in a simple and easy to understand format. However, on receiving your CIBIL CIR, if you require any explanation/clarification, you can email us at consumerqueries@cibil.com or call us on 022-61404300.

CIBIL is always at your service to assist you.

* Credit Information Bureau (India) Limited
P.O Box 17,
Millennium Business Park,
Navi Mumbai- 400710

[The aforesaid article is given on the website of CIBIL]

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Comments
Olivia December 22, 2009

Recently I've found a site that offer you to get free credit report and scores.This site also offer credit monitoring and credit fraud alerts, and they also can dispute your bad credit report.I thought I would help everyone here to share it.You should try it: http://www.EliteCreditreport.Info

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